moral hazard


noun

Insurance. an insurance company's risk as to the insured's trustworthiness and honesty.
the risk that an individual or organization will act irresponsibly or recklessly if protected or exempt from the consequences of an action.

Origin of moral hazard

First recorded in 1915–20

British Dictionary definitions for moral hazard

moral hazard

noun

insurance a risk incurred by an insurance company with respect to the possible lack of honesty or prudence among policyholders